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About Us

Lexington, Kentucky Insurance AgentElite Insurance Agency specializes in Kentucky home insurance, business insurance, life insurance and car insurance. When you are in need of an insurance plan, we will work to understand your needs and match you with a comprehensive insurance plan that fits your life and your budget.

The Elite Agency, Inc. opened its doors in Lovely, Kentucky in 1989. Elite began with writing commercial lines business and added personal lines products shortly after its opening. As business evolved, so did Elite. Elite eventually added life and health products, so the company offers a full range of products to meet customer’s unique, individual needs.

Over the years, Elite has expanded its customer base all over eastern and central Kentucky. To better serve those customers, Elite has opened office locations in Lexington, Louisa, Inez, Paintsville, Prestonsburg, and Pikeville. With its small town roots and focus on customer relationships, Elite strives to not only meet but exceed customer expectations. Elite employs approximately 50 capable staff members that support your local communities.

An Independent Advantage

We are Independent Agents in Lexington, Kentucky, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Elite Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.